My credit's apparently better than I thought...I got approved for a 20k car loan this week by my credit union, and they tossed in a 3k credit card with good rates, to boot.
I was originally planning on getting an Insight or a Civic hybrid, but the more research I do, the more I find that people who have these have more than one car...so when it turns out that parts take six weeks to come in from Japan, they suffer withdrawls, but aren't completely screwed.
So, now I'm looking at a Civic Coupe, fully loaded. It still gets better gas mileage than most cars (including the Accord), my insurance agent says that on Hondas, the rate dif between a 4 door and a 2 door is infintesimal, and it actually comes in colours I like (The civic hybrid comes in ugly, fugly, butt-ugly, and white).
I'm still going to test drive the hybrids, though, cause I might fall in love, anyways. But since they apparently don't REALLY qualify for the federal tax break everyone's saying they MIGHT qualify for (because it still uses gas), and the civic coupe is still a ULEV (aka, phenomenal emmisions rating) vehicle, and the difference in the amount of gas used is 1,5 gallons a tank, I'm a tad leary of getting a hybrid right now due to the above mentioned parts problem, plus the fact that it'll cost me a hundred bucks more a month...and I may be looking for a new job in 1-2 years as my company phases out my position.
Comments? Suggestions? Tears or jeers?
I was originally planning on getting an Insight or a Civic hybrid, but the more research I do, the more I find that people who have these have more than one car...so when it turns out that parts take six weeks to come in from Japan, they suffer withdrawls, but aren't completely screwed.
So, now I'm looking at a Civic Coupe, fully loaded. It still gets better gas mileage than most cars (including the Accord), my insurance agent says that on Hondas, the rate dif between a 4 door and a 2 door is infintesimal, and it actually comes in colours I like (The civic hybrid comes in ugly, fugly, butt-ugly, and white).
I'm still going to test drive the hybrids, though, cause I might fall in love, anyways. But since they apparently don't REALLY qualify for the federal tax break everyone's saying they MIGHT qualify for (because it still uses gas), and the civic coupe is still a ULEV (aka, phenomenal emmisions rating) vehicle, and the difference in the amount of gas used is 1,5 gallons a tank, I'm a tad leary of getting a hybrid right now due to the above mentioned parts problem, plus the fact that it'll cost me a hundred bucks more a month...and I may be looking for a new job in 1-2 years as my company phases out my position.
Comments? Suggestions? Tears or jeers?







