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bought a house

post #1 of 7
9/30/04 at 9:45am
Thread Starter 
Hi guys. Since 9 pm last night, me and my wife and the owners of our very own house. We move only in February, unfortunately, but what the hell, I'll celebrate anyway. At least until I realise just how bad my balls are wtfpwnz0red by the bank.
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post #2 of 7
9/30/04 at 10:04am
Congrats. Good luck with the move in and everything.
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post #3 of 7
9/30/04 at 10:11am
I just moved into my first house last weekend. And yes, you are now owned by the bank. The good news is....well, you own your place. No more crazy landlady to drive you nuts.

My advice for moving?

Start packing now. Sort through and toss anything you haven't used in the last couple of years, if not less time.

Find a moving company with a solid rep, especially one on the local Better Busniess Bureau. Make sure they give you a decent quote. The company I used had given us a quote of three to four hours tops. When they got here they said 'probably a six hour job, plus a hour for transit to the new place'.

My wife and I immediately knew we were screwed, but we had no other choices. We pitched in and kept up with the two mover guys and actually got it all done--loading and unloading--in three hours plus the travel time. Granted, everything but the heavy furniture ended up shoved into the garage. But at 72 bucks an hour, we couldn't afford to quibble.

Comics and other collectables don't seem that cool after you've hauled your twenty fifth copy paper box load of them down stairs.
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post #4 of 7
9/30/04 at 11:16am
Congratulations on the new debt! My advice is to pay extra on your mortgage every month. It may suck to be out the extra cash but it's really worth it in the long run. My wife and I figured it out and paying an extra $100 a month cuts four or five years off our total length of the mortgage. That's a lot of interest.
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post #5 of 7
9/30/04 at 3:27pm
Quote:
Originally Posted by Astromarine
...wtfpwnz0red...
I don't care about what anybody says...THAT was awesome!

+~~Do I smell like fish?~~+
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post #6 of 7
9/30/04 at 4:36pm
Congratulations.

Another bit of advice I've heard is to pay your mortgage with every paycheck, rather than once a month. This method allows you to make an extra payment every year as there are about two times a year in which there are three pay periods in a month.
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post #7 of 7
9/30/04 at 5:28pm
Congrats!!!!

Happy times, enjoy, I wish you and your beloved have nothing but the best of times in your new house.
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